With the passage of the One Big Beautiful Bill Act in July, several major federal tax credits that have helped lower the cost of energy upgrades are now set to expire. Most will end on Dec. 31, 2025. This is a critical window for contractors to motivate hesitant customers, secure new projects, and help them lock in savings before the incentives expire.
For those customers who don’t act fast enough, there’s still GoGreen Financing. Whether you’re managing a project during this final incentive window or planning ahead for 2026, GoGreen offers flexible financing options for both residential and commercial projects. Our solutions help engage hesitant homeowners and start new projects with confidence. And with support for a wide range of upgrades, GoGreen helps ensure your customers can move forward, tax credit or not.
Below, find a short list of tax credits that are expiring at the end of the year, as well as an illustration of how these tax credits, combined with GoGreen Financing, can save customers money — and how even without the tax credit, GoGreen Financing can save your customers money when compared with standard market offerings.
Tax Credits Expiring Dec. 31, 2025
| Tax Credit | What It Covers | Credit Amount |
|---|---|---|
| Clean Energy Tax Credit (Section 25D) | Solar PV systems and battery storage (3 kWh or more) | 30% of total project cost |
| Energy Efficient Home Improvement Credit (Section 25C) | Heat pumps, heat pump water heaters, insulation, windows, doors, and electrical panel upgrades | 30% of costs, up to $3,200 per year |
| EV Charging Tax Credit (Section 30C — Residential) | Home EV charging station purchase and installation | 30% of cost, up to $1,000 |
Here’s how GoGreen Home can save money for your customer, with or without a tax credit. This example assumes a project total of $45,000, a payback term of 16 years, and that any dollars saved through the tax credit are applied to the loan principal.
| Loan Examples: | Standard Solar Loan without tax credit (10.24%) | GoGreen without Tax Credit (7.49%) | GoGreen + Tax Credit (7.49%) |
|---|---|---|---|
| Total Project Cost | $45,000 | $45,000 | $45,000 |
| Federal Tax Credit (30%) | $0 | $0 | -$12,000 |
| Loan Amount | $45,000 | $45,000 | $33,000 |
| Interest Rate | 10.24% | 7.49% | 7.49% |
| Loan Term | 16 years | 16 years | 16 years |
| Monthly Payment | $477 | $402 | $295 |
| Total Interest Paid | $46,661 | $32,349 | $23,723 |
| Total Cost to Customer | $91,661 | $77,349 | $56,723 |
| Compared to Standard Loan | — | $14,312 saved | $34,938 saved |
Even after tax credits expire, GoGreen helps your customers save. With lower rates and longer terms, GoGreen keeps projects affordable and moving forward.
Ready to get started? Explore Financing Options.
Ready to enroll and start offering GoGreen Financing? Start by visiting the Contractor Resources page for links to the application and training.