Check the Utility Before You Quote

February 26, 2026

Your customer’s utility provider can affect which upgrades are eligible for GoGreen Financing. In California, the vast majority of homes receive electricity from an Investor-Owned Utility (IOU), such as PG&E, SDG&E or SCE, or from a Publicly Owned Utility (POU), such as SMUD, LADWP, City of Riverside, Modesto Irrigation District and others. This difference can determine what can be financed.

Some electric upgrades, including central AC, ductless mini split AC, electric tankless water heaters, cool roofs, and others are only eligible when electricity is provided by an IOU. When electricity is provided by a POU, these upgrades are not eligible for financing. (Heat pump mini splits are eligible everywhere – only their old-fashioned electric cousins are subject to restrictions.)

As you plan your project, check the home’s gas provider: if electricity is provided by PG&E, SCE, or SDG&E but gas service comes from a non-IOU source, electric EEMs will all qualify, while any gas or non-energy improvements must stay within 30% of the total loan amount to remain eligible.

Customers of a small handful of rural utilities (Pacific Corps, Liberty and Bear Valley) are not eligible at all for GoGreen Home.

To make all this easier to check, the Eligible Energy Measures page includes a filter by service provider. This allows you to confirm eligibility before quoting a project or preparing financing options.

Visit How Utility Service Affects Eligible Measures (FAQ) for a quick guide.